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About Us2018-11-19T19:18:29+00:00

Your Trusted Leader in Business Services and Optimization

Changing the industry one business at a time

We Thrive On Challenging Projects That Produce Bigger Rewards.

Committed to Service

We have over 30 years of experience helping clients find the right home in our industry. We are committed to putting the customer first by being honest, efficient, and accountable. Ask about us!

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Business Services

As an independent financial services firm, we can access many different products so you can get the right products and services for you.

Dedicated for you!

Capital Payments will be here for you, ALL day, EVERY day!

Comprehensive Approach

We use proven finance strategies designed to meet your risk tolerance and stand up against market volatility. And you can count on unbiased recommendations and impartial guidance based directly on your needs and goals.

Customized for you!

Our trained professionals work with you to design a customized program that fits your every need.

Committed to Service

Capital Payments has worked hard to set a NEW industry standard when it comes to Customer Service & Pricing, and we only settle for the best. Our mission and values include exceeding our client’s every expectation.

Because you matter!

Our mission and values include exceeding our client’s every expectation.

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Meet Your New Best Friends, Our Family.

Joshua Spicer
Joshua SpicerCo-Founder
I Co-Founded this company with my father in hopes that we could genuinely make a difference in this industry. I have over 9 years of merchant services experience and throughout my time I have seen some businesses be tricked into some nightmare situations, which almost drove me away from the industry. However, I knew that the need to accept credit/debit cards would not be going away anytime soon and if just one company-operated in a fashion that their customers want and needs were always being put first then it would thrive and change the industry forever. That is when Capital Payments was born. We have made it our duty to be 100% transparent, completely honest, and to handle each and every account with care no matter the size.
Customer Service 96%
Leadership 90%
Chuck Spicer
Chuck SpicerFounder/President
My motto is “treat others the way you want to be treated” and so far it has gifted me with success. The foundation of our company is trust, honesty, and transparency. Each and every day we set out to help the next business in need.
Leadership 93%
Industry Experience 98%
Bryce Vincent
Bryce VincentDirector of Sales
While I have been able to achieve a great deal professionally, I take the most pride in being a good husband and father to my wife and kids. That is how I found my home with Capital Payments. Not only are we a family run company we also get the opportunity to treat each of our clients the same way. Chuck and Josh have done an amazing job instilling hard work, honesty, and accountability in each of our team members which have successfully transferred over to the way we handle our clients. I know the merchant services industry doesn’t have the best reputation, but I can wholeheartedly say that this company and our team will not only find you the perfect solution for your business while lowering your bottom line but we will also show you that it only takes one company to set a new standard and Capital Payments is that company.
Sales 94%
Pricing 95%

We Thrive Ourselves On Transparency, Honesty & Having the industries lowest cost.

Nominated by the Better Business Bureau for “Business of the year 2018”

                                                                                                                Capital Payments A+ Rating with the BBB

Truly Transparent

Ask about OUR prices! We will help educate you about the REAL prices of our industry.

Happily Honest

In an industry that is known for not delivering on its promises, we have taken the worry and headache out of the process. Every quote we send out is backed by our ironclad guarantee letter that ensures you are saving money & the promises made to you will be followed through with.

Nation’s Lowest Pricing

Low-Cost Guarantee + Lifetime Rate Match Guarantee

We’re Here To Change The Industry!

One Business At A Time, So, What Are You Waiting For? CALL US TODAY

Let’s Get Started!